Innovative Payment Solution.
Built for Speed.

Process pay-in and pay-out quickly and easily via smart routing across multiple banks —
near-instant completion, near-perfect success rate, elevating your user experience.

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Fully Compliant. Fully Confident.
Ready to Scale.

Built-in AML, regulatory coverage across markets, zero rolling reserve —
stay compliant while you grow, without locked-up funds or legal risks.

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Plug In. Go Live.
Stay in Control.

One API, one dashboard, real-time monitoring and full transaction visibility —
integrate in days, operate with complete oversight from day one.

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About SurePay

The payment
orchestration platform

SurePay is a payment orchestration platform that unifies your payment providers behind a single API. From Pay-in to Pay-out — we handle smart routing, reconciliation, and fraud prevention so your team builds product, not payment infrastructure.

At SurePay, merchant experience comes first. Real-time insights, a centralized dashboard for every transaction, and a dedicated team with you from integration to go-live and beyond — so you operate with full visibility and zero guesswork.

Transaction value processed
$2.4B+

SurePay

Orchestration

Problem

Payment operations today are fragmented — and hard to scale

Fragmented integrations
Every new provider means a separate integration, a separate contract, and separate maintenance. The more you add, the harder it gets to manage.
No single source of truth
Transaction data lives in different dashboards from different providers. Getting the full picture means exporting, merging, and hoping nothing gets lost.
Manual reconciliation
Matching transactions against bank statements by hand is slow, error-prone, and doesn't scale as volume grows.
Blind spots in fraud control
Each provider screens transactions in isolation. Without a unified view, fraud slips through the gaps between them.
Why SurePay

A complete payment platform,
built for scale

Smart-verified routing

Industry-leading success rate

Smart routing and proposed solutions verify every transaction before it moves — maximizing approval rates and minimizing failed transfers.

Faster than T+3

Early settlement

Receive your settlement faster than industry standard. No long holding periods — your revenue reaches you when you need it.

100% capital access

Zero rolling reserve

No percentage withheld, no locked-up capital. Your full settlement is available from day one — not after 6 months of good behavior.

Regulatory-ready

Built-in AML compliance

AML screening, KYC verification, and transaction monitoring built into the platform. Stay compliant across markets without building your own controls.

Live in 2 weeks

One integration, every channel

Connect once to access banks, QR codes, and local wallets across markets. One API, one dashboard — no multi-vendor complexity.

No hidden fees

Transparent pricing

Usage-based pricing with volume discounts. Clear terms, clear costs — you see exactly what every transaction costs before it processes.

How SurePay works

A seamless flow from order creation to reconciliation

Every transaction handled automatically — with no manual steps in between.

1
Create order
Merchant initiates payment request via API
2
Route payment
Smart routing selects the best available payment provider
3
User pays
Customer pays via QR or pre-filled bank form
4
Verify & update
Payment verified, order status updated instantly
5
Callback & reconciliation
Webhook fired · Ledger reconciled · Merchant notified
One dashboard, full visibility
Every transaction's status in one place — no more one screen per provider
Reconciliation in one place
Match transactions on the dashboard instead of stitching spreadsheets
Real-time webhooks
Your system is updated the moment a status changes
Audit-ready by default
Every request and callback is logged and ready to reconcile
Built for a scalable payment ecosystem

SurePay connects payment providers
and merchants in a trusted, compliant network

Payment
Providers

Orchestration
SurePay
SurePay orchestration layers
API Layer

Merchants

Supported markets

Local payment methods,
natively integrated

Direct integration with local payment networks — all through one SurePay API.

🇻🇳 Vietnam
🇹🇭 ThailandTentatively scheduled for Q4/2026
Virtual account
Unique account per user — auto-matched on receipt
Bank transfer
Direct interbank payment — all major banks
VietQR
Vietnam national QR — any banking app
Security

Your transactions protected, your data encrypted, your access controlled.

Verified transactions
Every payment notification is authenticated before it reaches your system — no tampering, no spoofing.
No duplicate charges
System-level safeguards ensure every transaction is processed exactly once — even during retries or network issues.
Team access control
Assign Admin, Operator, and Viewer roles with specific permissions — every team member sees only what they need.
Full audit trail
Every action, every status change, every transaction is logged and traceable — ready for compliance review at any time.
Infrastructure protection
Built-in safeguards against system overload and unauthorized access — keeping your payment operations stable 24/7.
See SurePay in action

A 2-minute payment walkthrough,
from setup to live transaction.

Try the Merchant Demo Portal
Experience the real pay-in and pay-out flow before you integrate — see how payments are received, matched, and tracked in real time.
Built by an experienced team
Built by a team with years of hands-on experience operating payment systems for finance and brokerage industry.
Hands-on onboarding
Integrate alongside our team and go live in weeks, not months — with support at every step.
FAQ

You ask, we answer

Yes — 24/7/365, with no scheduled downtime. Order acceptance, payment validation, and webhook dispatch run continuously. The majority of Vietnamese banks support 24/7 instant transfer via the Napas real-time network — completing within seconds at any time of day or night.
Both flows run on Napas instant payment rails and are designed for near-instant completion.

Deposit (pay-in): typically completes within seconds end-to-end.
Payout (pay-out): typically completes within seconds end-to-end.

Webhook notifications are dispatched as soon as settlement is confirmed.
Min / transaction: 250,000 VND (~$10 USD)
Max / transaction: 300,000,000 VND (~$12,000 USD)
Daily cap: None   Monthly cap: None

Enterprise merchants can request custom limits.
No rolling reserve. SurePay does not withhold any percentage of your settlements. SurePay operates on a pre-funded float model — your collected funds sit in a working balance and are immediately available for withdrawal or payout.
SurePay guarantees 100% amount accuracy through three protection layers: Dynamic QR locks the amount; source-level rejection if customer attempts manual change; daily reconciliation with Napas flags any discrepancy.
Yes — validated on every deposit. SurePay compares the declared sender's account against the actual payer data from Napas and returns a verification flag. Transactions are not blocked on mismatch — your platform receives the flag and applies its own KYC/AML logic.

One integration.
Every payment.

Every business has its own payment challenges. Tell us yours — we'll show you exactly how SurePay fits.

Move Faster
Route Smarter
Worry Less
Request a demo Business@surepay.one